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Q:
Who are Public Insurance Adjusters? |
A: Public
Insurance Adjusters are loss consultants,
working exclusively for you, the
policyholder. They are an authority on claim
management and property loss adjusting. |
Q:
Why should I retain professional assistance
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A:
The insurance carriers have trained claims adjusters
to protect their interest and minimize claim
expense. Obtaining a loss consulting firm to protect
your interest and maximize
dollar
recovery is to your
financial advantage. |
Q:
When should I contact a Public Adjuster?
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A:
Immediately. The steps you take today could have a
profound effect on your settlement later.
PAB offers a no-cost,
confidential consultation.
Guaranteed to
be informative and beneficial. |
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Q:
Isn’t my insurance agent responsible for taking care
of my claim |
A:
No. In the event of a major loss you’ll probably
have little or no contact with your agent. Instead,
the insurance company will send company adjuster(s)
and/or contractor(s) (whom you’ve never met) to
prepare and control the claim their way. |
Q:
What should I look for when hiring a Public
Insurance Adjuster?
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A:
Look for the same qualities you would seek in any
other professional service –
Experience and a proven
track record. |
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Q:
What types of catastrophic losses do Public
Insurance Adjusters manage? |
A:
They
manage fire, water/flood,
tornado, hurricane and earthquake claims for
both homeowners and businesses. |
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Q:
How are Public Insurance Adjuster’s fees determined? |
A:
Fees are usually a small
percentage of
the recovered dollars. Normally, PAB is paid
when you get paid. In the final analysis you will
find PAB’s services are financially beneficial. |
Q:
What is a Complete
Certified Policy?
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A:
It is the most important set of documents regarding
your property claim. A Complete Certified Policy
includes Declarations page(s), Policy Coverage(s),
Rider(s), Form(s), Endorsement(s) and Attachment(s).
PAB always demands the certified policy in writing.
Without a complete copy and full understanding of
its content you are at a disadvantage. |
Q:
Why would my
insurance company avoid providing me with a copy of
my Certified Policy?
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A:
The insurance company is under no obligation to
provide you a copy of your Certified Policy… unless
you ask. If you don’t ask, the insurance company
assumes they may be negotiating with an uninformed
party and will attempt to steer the claims, recovery
and settlement process in their financial favor. |
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Q:
What steps should I
take when hit with a catastrophic loss? |
A: There are
four key steps
you should take when you’ve suffered a catastrophic
loss:
1. Report your loss to your insurance company
immediately. In addition to contacting the company
by phone, follow up with a letter, of which, you
keep a copy.
2. Request (in writing) a copy of your
Certified Policy from your insurance company.
3. If possible, protect your property from
further damage, tampering, or looting.
4. Seek the professional assistance of a
Public Insurance Adjuster such as Public Adjustment
Bureau, Inc.
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Call PAB
for a
no-cost consultation
1-800-426-1271.
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Don’t let
disaster strike twice, Contact Us today!
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